Select Page

Credit repair companies do not always have the best reputations, but just because there are some bad apples in the bunch, it doesn’t mean that every company is disreputable. The following companies are five of the good ones, and if you need credit repair, it would be advantageous to you to look into the services these companies have to offer.

Lexington Law

Lexington Law has a reputation of successfully improving their clients’ credit scores. The company has been in the business of credit repair for more than 20 years, and it received an A- grade from the Better Business Bureau.

The lawyers and credit repair experts at Lexington Law began working their magic in 1991 and have had the pleasure of eliminating millions of negative credit items from their clients’ credit reports. You can be comfortable with choosing Lexington Law because they are registered with the Attorney General and are bonded to do business in the credit repair field.

CreditReport.com

It’s true that you can repair your credit on your own, but if you are not in favor of contacting Experian, TransUnion and Equifax, the professionals at creditreport.com will do this for you. They go directly to the credit bureaus and dispute the accuracy of each negative credit item. Then, they provide credit monitoring 24 hours a day, seven days a week. Therefore, if there are any changes made to your report, you will learn about it right away from creditreport.com. The company even has an app that will keep you informed about the progress your reports are making while they are being cleaned.

CreditReport.com has an initial fee of $12.99, and the monthly payments are $99.95. When you call for a consultation, it will be completely free.

Sky Blue Credit Repair

Sky Blue Credit Repair has been in operation since 1989, and it offers a 90-day money-back guarantee for its services. In nearly 30 years of service to the public, it has earned an A+ rating with the Better Business Bureau. The initial fee is $59, and the monthly fee is also $59 per month. If you are unhappy with the service at any time within the first 90 days, you are free to cancel, and you will receive a refund.

Sky Blue not only disputes negative credit items, but it also offers you an education on how you can keep your credit reports in excellent standing. In addition, customers have been able to dispute as many as 15 negative credit items in just 35 days.

Credit Saint Credit Restoration

Credit Saint Credit Restoration is another credit repair company that has done what not many credit repair companies can do. It has received an A+ rating from the Better Business Bureau. This company appears to be on a fast schedule because 95 percent of its clients see positive results in the first 45 days of their programs. A bonus is the fact that this company is completely original because it does not use form letters when corresponding with the credit bureaus.

You have the option of choosing between three different pricing arrangements. You can opt to polish or remodel your credit report for $99, but for an initial payment of $195, you can select the “clean slate” option. Credit Saint Credit Restoration can remove bankruptcies, repossessions, foreclosures, charge-offs and much more. If the company does not begin removing negative items within 90 days, you will receive a refund.

The Credit People

The Credit People opened its doors for business in 2001 and have gained a great amount of experience working with more than 100,000 clients since that time. The company has done so well since then that it earned an A+ rating from the Better Business Bureau. This company gives you two different ways to pay for their services. You can either pay $299 for a six-month credit repair program, or you can pay $59 per month after an initial fee of $19.

This is one credit repair company that does not require you to obtain your credit scores yourself. They will take care of this inconvenience and save you a little money in the process. In addition to that, the first consultation is free. While your representatives are working on your credit report, you may contact them either by phone or by email. The best thing about this company is that at least three different people will work on your account, but you will always be able to have one-on-one communication with one of them.